Terms of Service

TERMS OF SERVICE

Last Updated: 12/21/2025

1. ACCEPTANCE OF TERMS

By accessing and using inthetradingroom.com (the "Site"), you acknowledge and agree to be bound by these Terms of Service, all applicable laws, and regulations. If you do not agree with any term or provision of these Terms and Conditions, you must immediately cease use of this Site, Services, Content, or Information. Your continued use of this Site indicates your express consent and agreement to these Terms.

2. EDUCATIONAL PURPOSE ONLY; NO ADVICE

ITTR Investment Academy and Schawn Middleton provide educational and informational content only.

No Professional Advice: We do not offer personalized investment, financial, legal, or tax advice.

No Recommendations: Mentions of specific stocks, commodities, or trades are for illustrative purposes and are not recommendations to buy or sell.

Individual Responsibility: You accept full responsibility for any trading or investment decisions you make. We recommend consulting with a licensed financial professional before making any investment.

3. TRADING RISK DISCLOSURE & PERFORMANCE DATA

Trading involves significant risk and is not suitable for all investors. You may lose more than your initial investment.

Statistical Reality of Day Trading: You acknowledge that research indicates most day traders are not profitable.

A 2014 study (University of California) found that less than 3% of day traders were consistently profitable.

A 2005 study (University of Oxford/University College Dublin) found only 50% of traders were profitable, with modest average gains.

A 2003 study (University of Texas) found only 35% of traders were profitable, with only 14% earning more than $10,000.

No Guarantees: Testimonials and past performance descriptions are not typical and do not guarantee future success. Results shared are not a promise or warranty of similar outcomes for you.

Skill Requirements: Trading is a skill requiring hard work and discipline. Success is the result of extensive time investment, and your results may vary significantly.

4. OWNERSHIP & LIMITED LICENSE

All content, trademarks, logos, and intellectual property on this Site belong to Schawn Middleton and inthetradingroom.com unless otherwise stated.

Limited License: You are granted a limited, non-exclusive, non-transferable license for personal, non-commercial use only.

Prohibitions: Any unauthorized reproduction, distribution, or modification of Site content is strictly prohibited and may result in legal action.

5. USER CONSENT FOR LIVE EVENTS

By participating in any live events, webinars, or courses associated with the Site, you consent to being recorded, photographed, or filmed. We reserve the right to use these materials for promotional, educational, and commercial purposes globally, in perpetuity, without compensation to you.

6. PURCHASES, CANCELLATIONS, AND REFUNDS

Final Sale: All purchases (courses, memberships, tools) are final unless otherwise specified. We reserve the right to refuse refunds at our sole discretion.

Recurring Subscriptions: You may cancel recurring services at any time before the next billing cycle via the Site or customer support.

No Proration: No prorated refunds will be provided for partial billing periods after a cancellation.

Pricing Changes: We reserve the right to modify pricing structures at any time without prior notice.

7. TERMINATION OF ACCOUNT

We reserve the right to terminate or suspend your access to the Site or associated community spaces (such as chat rooms or forums) without notice if you:

Violate these Terms.

Engage in fraudulent or illegal activities.

Behave inappropriately or disruptively toward staff or other members.

8. DISCLAIMER OF WARRANTIES

All content is provided "AS IS" and "AS AVAILABLE." Schawn Middleton and inthetradingroom.com make no guarantees regarding the accuracy, reliability, or completeness of the information. We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose.

9. LIMITATIONS OF LIABILITY

Under no circumstances shall Schawn Middleton, ITTR Investment Academy, or affiliated parties be liable for any direct, indirect, incidental, special, or consequential damages (including loss of trading capital) arising from your use of the Site, even if advised of the possibility of such damages.

10. INDEMNIFICATION

You agree to indemnify and hold harmless Schawn Middleton, inthetradingroom.com, and its affiliates from any claims, liabilities, damages, or expenses (including legal fees) arising from your use of the Site or your violation of these Terms.

11. UNITED STATES INVESTORS ONLY

The content and services on this Site are intended for residents of the United States only. Users accessing the Site from outside the U.S. do so at their own initiative and are responsible for compliance with local laws.

12. GOVERNING LAW

This agreement is governed by the laws of the State of Texas, without regard to its conflict of law principles. Any legal action shall be brought exclusively in the courts of Harris County.

13. SEVERABILITY & ENTIRE AGREEMENT

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force. This document, along with our Privacy Policy, constitutes the entire agreement between you and inthetradingroom.com.

14. CONTACT

For any questions regarding these Terms, please contact us at: [email protected]